Affiliate disclosure: This post contains affiliate links to Klook. If you book through these links, I may earn a commission at no additional cost to you.
Landing late at night and wondering where to get Korean won? Incheon Airport currency exchange is fairly simple once you know your terminal and whether you are before or after customs.
This guide covers arrival-floor counters, opening hours and 24-hour locations in Terminals 1 and 2. Here is the easiest route to follow after you leave the plane.
Information checked: July 19, 2026
Locations and opening hours may change because of airport or bank operations. Check the official airport page shortly before your trip.
1. Bank Branch or Exchange Counter?
Bank branches and exchange counters at the airport may look similar, but they serve slightly different purposes.
A bank branch handles regular banking as well as foreign currency, while an exchange counter is designed for quick cash conversion.
If Incheon Airport currency exchange is all you need after landing, a counter near the first-floor arrivals area is usually the simplest choice.
| Option | Main service | Typical hours | Best for |
|---|---|---|---|
| Bank branch | General banking and foreign currency | Weekdays, 9:00 AM–4:00 PM | Travelers who need other banking services |
| Exchange counter | Converting foreign cash into Korean won | Usually 6:00 AM–10:00 PM | Getting won shortly after arrival |
| 24-hour counter | Late-night and early-morning exchange | Open 24 hours | Travelers arriving outside regular hours |
Most airport bank branches are closed on weekends and public holidays, and some are located on a basement floor.
Exchange counters are easier to reach because they are placed around baggage claim and the exits on the first floor.
The Korea Tourism Organization’s airport banking guide explains the general difference and standard hours.
2. Terminal 1 Locations and Hours
If you arrive at Terminal 1, you will see exchange counters while waiting for your baggage and again after customs.
Once you enter the public area, look near exits 4, 6, 9 and 11 on the first floor.
For a shorter Incheon Airport currency exchange stop, choose the counter closest to the exit you will use for your ride into Seoul.
| Bank | Location | Area | Hours |
|---|---|---|---|
| KB Kookmin Bank | Near Arrival Hall B, 1F | Restricted arrivals area | 24 hours |
| Hana Bank | Baggage claim area in Arrival Hall E, 1F | Restricted arrivals area | 6:00 AM–10:00 PM |
| Hana Bank | Near Exit 4, 1F | Public area | 6:00 AM–10:00 PM |
| Woori Bank | Near Exit 6, 1F | Public area | 24 hours |
| KB Kookmin Bank | Near Exit 9, 1F | Public area | 6:00 AM–10:00 PM |
| Woori Bank | Near Exit 11, 1F | Public area | 24 hours |
You cannot return to a counter inside the restricted arrivals area after passing through customs.
If you are already in the public area late at night, the Woori Bank counters near exits 6 and 11 are the easiest 24-hour options to find.
3. Terminal 2 Locations and Hours
Terminal 2 exchange counters are also concentrated around the first-floor arrivals area and public exits.
Counters before customs open at 5:00 or 6:00 AM, while most public-area counters operate from 6:00 AM to 10:00 PM.
For late-night Incheon Airport currency exchange, head to Woori Bank near Exit 7 after customs.
| Bank | Location | Area | Hours |
|---|---|---|---|
| Woori Bank | Near Arrival Hall A, 1F | Restricted arrivals area | 6:00 AM–10:00 PM |
| KB Kookmin Bank | Near Arrival Hall B, 1F | Restricted arrivals area | 5:00 AM–8:00 PM |
| KB Kookmin Bank | Between exits 1 and 2, 1F | Public area | 6:00 AM–10:00 PM |
| Hana Bank | Near Exit 4, 1F | Public area | 6:00 AM–10:00 PM |
| Woori Bank | Near Exit 7, 1F | Public area | 24 hours |
| Hana Bank | Near Exit 10, 1F | Public area | 6:00 AM–10:00 PM |
The Woori Bank counter near Exit 7 is the most convenient arrival-floor option after 10:00 PM.
For services beyond exchanging cash, you will need a bank branch on Basement 1; the listed weekday hours are 9:00 AM–4:00 PM.
4. Late-Night Incheon Airport Currency Exchange Options
Both terminals have 24-hour counters in the public arrivals area.
Remember exits 6 and 11 at Terminal 1 and Exit 7 at Terminal 2.
Allow time for baggage claim and customs, since your flight’s landing time is not the time you will reach the counter.
| Terminal | 24-hour counter | Available after customs? | Where to remember |
|---|---|---|---|
| Terminal 1 | KB Kookmin Bank near Arrival Hall B | No | Use it before leaving arrivals |
| Terminal 1 | Woori Bank near exits 6 and 11 | Yes | Public area, 1F |
| Terminal 2 | Woori Bank near Exit 7 | Yes | Public area, 1F |
Even a counter listed as open 24 hours may temporarily close for maintenance or operational reasons.
If no counter is available, withdrawing only enough won for transport and your first day from a foreign-card-friendly ATM can be a practical backup.
5. What to Check Before Exchanging
Do not look at the displayed rate alone; check the final amount of Korean won you will receive.
Rates and accepted currencies can differ by bank, even inside the same airport.
Before using Incheon Airport currency exchange, work through this quick checklist.
- Confirm whether your flight arrives at Terminal 1 or Terminal 2.
- Check whether you are still before customs or already in the public area.
- Recheck the counter’s opening hours on the official airport website.
- Keep your passport accessible in case identification is requested.
- Ask first if your foreign notes are old, marked or damaged.
- Confirm the applied rate and final amount before agreeing.
- Count your won and check the receipt before leaving the counter.
You may prefer to exchange only enough for transport and your first day at the airport.
Some banks or authorized counters may refuse older foreign banknotes, so ask before waiting in line.
The Korea Tourism Organization’s Korean currency guide provides additional information about money and exchanging cash in Korea.
Traveling from the Airport to Seoul?
If you plan to take an airport limousine bus after exchanging money, check the route and nearest stop before leaving the terminal.
Book an Incheon Airport limousine bus through Klook and review the available routes and booking conditions.
Prices and routes can change, so use the details shown on the booking page at checkout.
Frequently Asked Questions
1. Is Incheon Airport currency exchange available late at night?
Yes. According to the official airport listings, Terminal 1 has 24-hour public-area counters near exits 6 and 11, while Terminal 2 has one near Exit 7. Because temporary changes are possible, check the airport website before arrival.
2. Should I exchange money before or after customs?
If a counter is open while you wait for your bags, exchanging before customs can be convenient. Once you enter the public area, you cannot go back, but you can use one of the counters near the first-floor exits.
3. Should I exchange my entire travel budget at the airport?
Not necessarily. You can start with enough won for transportation and your first day, then decide how to handle the rest based on your itinerary and preferred payment methods. This also reduces the amount of cash you need to carry.
Key Takeaways
- Airport bank branches generally operate from 9:00 AM to 4:00 PM on weekdays, while most exchange counters operate from 6:00 AM to 10:00 PM.
- For late arrivals, use the first-floor counters near exits 6 or 11 at Terminal 1, or Exit 7 at Terminal 2.
- Before using Incheon Airport currency exchange, confirm your terminal, customs status, opening hours and final amount received.
- Operating details can change, so the official airport facilities page should be your final check.